Budget Templates for Saving Money - Printable Formats (2024)

Saving money requires proper planning because without it you don’t have any command of your disbursem*nts. That makes you financially vulnerable. However, budget templates for saving money play a vital role in reaching your wanted financial outcomes. It gives you the authority of backup support to your future uncertain happenings. That is why for saving money, budgeting templates are an amazing opportunity for any business or individual to live a sound and healthy financial life.

Why do we need budget templates for saving money?

Undoubtedly, one can’t memorize its incoming and outgoings throughout the year. So you need a properly planned structure to revisit your spending to save money. Nowadays, saving money is not a piece of cake. That is why budget templates are very crucial to track out your financial matters for significant savings. Furthermore, it aids you in making accurate and timely steps by keeping in view your expense and income.

Here you will find out some creatively developed ready-made worksheets for you to make your investment, buy a dream house or car with the help of saving money budget templates.

Template No. 01 for Saving Money Budget

To save your hard-earned money, here is the weekly budget template for you. It is an essential tool for your weekly outflows and inflows to remain in contact with budgeted and actual expenses. You can see the category of income and expense table to add your digits to get automated values in assigned columns. Therefore, the summary table will give you a complete overview of your net saving for a weekly financial budget with a graphical chart. So, to get this free excel format sheet, click the button below the template image.

Budget Templates for Saving Money - Printable Formats (1)

Template No. 02 for Saving Money Budget

You can initiate your financial planning with this detailed bi-weekly budget template for saving money. It is a widely used excel tool that will perform calculations in respective tables. You don’t need to put formulas in it, as it has a built-in formulation. Most importantly, you will find out your each week outflow and inflows with variance. In the bottom summary table, you will figure out your net saving digits alongside the chart for understanding.

Budget Templates for Saving Money - Printable Formats (3)

Template No. 03 for Saving Money Budget

Want to track out each unwanted spending for a month? Try this monthly budget template for saving money. It is a beautifully designed excel budget worksheet with its integral automation and formulation components. The income table is given on the top left to clarify your receiving with projected, actual, and their difference. Fixed and variable expenses for the month are in the middle part of the worksheet.

Major components:

  • It is designed with an attractive theme that is friendly to the eyes.
  • Every entry you will perform in the tables, you will get calculations automatically in no time with integrated formulas.
  • The income table is given on the top left to clarify your receiving with projected, actual, and their difference.
  • Fixed and variable expenses for the month are given in the middle part of the worksheet.
  • When your actual value goes beyond the predicted the result value will turn red to alarm you.
  • Therefore, You can reassess your budget progress and make favorable amendments to save money.
  • It has editable and printable features as well.
  • In addition, It has no cost to download.

Budget Templates for Saving Money - Printable Formats (5)

Template No. 04 for Saving Money Budget

Here is another must-use budget template for saving money. It is a quarterly budget sheet for taking care of unnecessary expenditures. Therefore, this template will set the direction for users to curb their outgoing and improve their savings. Moreover, you can see in the below image all three months’ revenue and cost given with completely editable values. You can get this resource with its zip folder for free.

Template No. 05 for Saving Money Budget

It is always hard to be on the right path of your financial journey due to unwished spending throughout the year. That is why most people prefer using budget templates. Here is the best source that you can get to follow up on your yearly remuneration and disbursem*nts. In this yearly budget template upper side is filled with an income table. After that table of expenses is set for you to keep tracking outflow. At the bottom, you will get the information of income, expense, and yearly summary segment-wise. So, get this sheet now without paying anything.

Template No. 06 for Saving Money Budget

You can download this particular template without any cost. It is a bi-weekly excel automated sheet that will make things easy to save money. However, you will find it convenient to use in your daily routine. It is a perfect budget planner that will bring down the outflow. Moreover, you can take action on your undesirable expense based on budgeted figures. In short, you can have this template by clicking below this image.

Budget Templates for Saving Money - Printable Formats (11)

Template No. 07 for Saving Money Budget

In this weekly budget sheet, you can easily manage your weekly financial matters. It has an exclusive portrait layout for your income and expense calculations. Within the direction of this budget sheet, you can achieve your savings. You will get enough information to make sound decisions. Moreover, the summary section alongside the chart section will shed light on your current net balance. Most importantly, hit the button below to get the read-for-the print budget template for free.

Template No. 08 for Saving Money Budget

Try out this time and money-saving monthly budget template for free. Using it, you will be able to chase your medical, living, housing, and other expenses for a month. You can get the net value of your income after subtracting expense values. All the results will be produced in the devoted cells so, you don’t need to perform any manual function. At the later part of the sheet, the summary will describe your monthly net saving condition along with a graphical chart.

Budget Templates for Saving Money - Printable Formats (15)

Template No. 09 for Saving Money Budget

Now you can save your money to a great extent with our budget sheet. Because it will lead you to your desired financial destiny. You can plan out your quarterly savings with the recommendation of this excel budget planner. Firstly, it has three sections for each month to help you look after your monthly revenue and spending. Secondly, it will give you three months’ values like estimated, actual, and variance of both. So, you can deeply analyze data by rapid calculations in devoted cells.

Template No. 10 for Saving Money Budget

Have a look at this effective yearly budget template for saving money. It has many characteristics that will assist you in keeping a close check on your unwelcome spending. In that way, this sheet will bring a difference to your financial life. You will get the monthly and yearly expense total in this sheet and on the left side, the summary will provide you with the net saving after deducting budget period expense from the income. Above all, the chart will show you the yearly expenditure and remaining savings.

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Budget Templates for Saving Money - Printable Formats (2024)

FAQs

How do I make a money savings spreadsheet? ›

How to Build a Budget Spreadsheet in 6 Steps
  1. Choose your software and template.
  2. Calculate your income.
  3. Categorize your expenses.
  4. Decide how often to update your budget.
  5. Enter your numbers.
  6. Maintain and stick to your budget.
Jan 31, 2024

Is there an Excel template for budget? ›

DIY with the Personal budget template

This Excel template can help you track your monthly budget by income and expenses. Input your costs and income, and any difference is calculated automatically so you can avoid shortfalls or make plans for any projected surpluses.

What is the 50/20/30 budget rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

Where can I find a budget template? ›

Checking online reviews and only downloading budget templates from websites you trust will help you avoid phishing viruses.
  • Microsoft Office Excel budget templates.
  • Google Sheets budget templates.
  • NerdWallet's budget planner.
  • The Federal Trade Commission's budget worksheet.
  • More ways to take charge of your budget.
May 7, 2024

How to save $5000 in 100 days? ›

The 100 envelope challenge has you fill up 100 envelopes with cash over 100 days. You'll number each envelope from 1 to 100 and fill each with the amount that matches its number. You can go in order or pick a random envelope each day.

How do I make a money savings planner? ›

How to Make a Budget Plan: 6 Easy Steps
  1. Select your budget template or application.
  2. Collect all your financial paperwork or electronic bill information.
  3. Calculate your monthly income.
  4. Establish a list of your monthly expenses.
  5. Categorize your expenses and designate spending values.
  6. Adjust your budget accordingly.
Mar 3, 2021

Where can I get Excel templates for free? ›

Free Excel for the web templates
  • Go to Create.Microsoft.com.
  • Click Templates at the top of the page.
  • On the Templates page, click Excel. ...
  • Click the template you want, click Edit in Browser, sign in if prompted, and then click Continue.

How do I use Excel as a budget tool? ›

  1. Step 1: Download the Excel budget template. The first thing you need to do is to download the budget template. ...
  2. Step 2: Enter your income in your budget template. To enter your income, go to the "Income" sheet. ...
  3. Step 3: Enter your expenses in your budget template. ...
  4. Step 4: Add extra columns to your budget template.
Apr 29, 2024

What does a personal budget spreadsheet look like? ›

Your budgeting spreadsheet should include categories for each of your income sources, along with categories for each type of expense you need to track. Add up your income and expenses separately, and then subtract expenses from income to get the difference. You'll also want to create a category for savings.

Is $1000 a month enough to live on after bills? ›

But it is possible to live well even on a small amount of money. Surviving on $1,000 a month requires careful budgeting, prioritizing essential expenses, and finding ways to save money. Cutting down on housing costs by sharing living spaces or finding affordable options is crucial.

How to budget for beginners? ›

Follow the steps below as you set up your own, personalized budget:
  1. Make a list of your values. Write down what matters to you and then put your values in order.
  2. Set your goals.
  3. Determine your income. ...
  4. Determine your expenses. ...
  5. Create your budget. ...
  6. Pay yourself first! ...
  7. Be careful with credit cards. ...
  8. Check back periodically.

How much should I be saving a month? ›

For many people, the 50/30/20 rule is a great way to split up monthly income. This budgeting rule states that you should allocate 50 percent of your monthly income for essentials (such as housing, groceries and gas), 30 percent for wants and 20 percent for savings.

How to create a savings spreadsheet? ›

How to create a budget spreadsheet in 7 steps
  1. Pick your platform. The best budget spreadsheet for you is probably the one you're most comfortable using. ...
  2. Break down your income. ...
  3. Break down your expenses. ...
  4. Determine timing. ...
  5. Set up the spreadsheet. ...
  6. Plug in the numbers. ...
  7. Update as necessary.
Mar 6, 2023

How do I create a budget template for beginners? ›

Choose a spreadsheet program or template. Create categories for income and expense items. Set your budget period (weekly, monthly, etc.). Enter your numbers and use simple formulas to streamline calculations.

Does Excel have financial templates? ›

Free personal budgeting templates for managing your money

Easily customize any of these budget templates in Microsoft Excel—feel free to change the font, graphics, and more to make your budget feel more personal. Once you've added the finishing touches to your budget template, save it to your devices or print it out.

How do you create a money management sheet? ›

Set up the spreadsheet

At a minimum, you might want to create one category for your total income and another for your total expenses. Then underneath those categories, you could create subcategories to list your types of income and expenses in detail.

How do I create a Google spreadsheet for finances? ›

How to create a budget template for Google Sheets?
  1. Open a new sheet in Google Sheets.
  2. Decide on the budget categories and parameters you want to include, like income, expenses, spending, savings, etc.
  3. Settle on a budget period, like weekly, monthly, quarterly, or daily, and build out columns accordingly.
Oct 1, 2023

How do you make a money saving journal? ›

How to Create a Budgeting Journal in 6 Easy Steps
  1. 1) Formatting your budgeting journal. ...
  2. 2) Know your income. ...
  3. 3) What are your fixed expenses. ...
  4. 4) Split up the money that is left, or set some aside. ...
  5. 5) Track your purchases. ...
  6. 6) Total your money spent and see how much money you saved!
Jul 5, 2023

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